MRPNL
Rates & BondsIntermediate

Current Yield

A bond's annual coupon payment divided by its current market price — a simple but incomplete measure of yield that ignores capital gain or loss.

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Formula

Current Yield = Annual Coupon Payment / Current Market Price

Current yield is the simplest yield measure: annual coupon income as a percentage of the bond's current price. It tells you how much income the bond generates today relative to what you pay for it, but it ignores the difference between purchase price and face value at maturity.

For bonds trading at par, current yield equals the coupon rate. For discount bonds, current yield exceeds the coupon rate. For premium bonds, it is lower. YTM is more accurate for total-return comparison — current yield is a quick back-of-envelope check.

#fixed-income#yield

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