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Macro & EconomicsIntermediate

Business Cycle

The recurring sequence of economic expansion, peak, contraction, and trough that drives sector rotation, earnings cycles, and asset class returns.

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The business cycle describes the economy's natural rhythm of expansion and contraction. The four phases are: expansion (rising growth, employment, and inflation), peak (maximum output before a slowdown), contraction/recession (falling output, rising unemployment), and trough (the bottom before recovery).

Each phase has implications for asset allocation and sector rotation. Early-cycle (recovery) favors cyclicals and small caps; mid-cycle favors broad equities and credit; late-cycle favors commodities and real assets; recession favors defensives, government bonds, and cash. Understanding where the cycle stands is a foundational skill in macro trading.

#macro#cycle#growth

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Monthly measure of consumer spending at the register — a direct read on whether households are putting their money to work.

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